Want Us To Contact You?
We will be in touch shortly.
Commercial General Liability
This is our primary focus of expertise, we will always make sure to find you the best option for your company.
Typical Commercial General Liability Policies will cover up to $1 million in third-party property damage or bodily injury.
Because there are so many different insurance companies, each specializing in there own niches, it can be difficult to always find the best option to cover your business, allow us to do it for you!
Anyone doing any type of construction work should have a Commercial General Liability policy in place.
Builder’s Risk
Coverage for the actual property, sometimes required by a bank, Builder’s Risk is a very smart coverage for a Homeowner to purchase during construction.
It covers the physical property, usually carried by the property owner
Why risk your largest asset, the Banks won’t. Ensure your home, during the course of construction, with a Builder’s Risk Policy.
Coverage prices for these policies vary by demographic region, construction type, and value.
Commercial Bonds
Most States require Contractors to carry a commercial bond.
Contractor Licensing Bonds are your most common types of Bonds held by contractors, this ensures the Contractor in the event that they are unable to finish the task, the Bond company will pay someone else up to the bond amount to finish the job.
Bid bonds can also be required when putting bids on larger jobs, typically these vary in price from 1-12% of the Bid amount.
Bonds are a recommendable coverage that everyone in the construction industry should have if they are performing any work.
Equipment Coverage
Cover all of your tools against theft or vandalism.
You can cover your tools, in particular, if you can not afford to go out and purchase all new ones when you find your business in a precarious spot should something happen.
It is a good idea to keep your tools covered on a separate policy to your General Liability because if you have a claim it could end up costing you more.
Always a good idea to review asset value and discuss how is the most effective and efficient way to cover your tools.